PENSCO Trust Self-Directed IRA

	Tom W. Anderson CEO, President and Founder CEO and Founder of PENSCO Trust Company, 2007 to present; President, CEO and Founder of PENSCO Trust Company, 1989 to 2007; President and Founder of Financial Information Services, Inc., 1987 to 1989; Vice President, Director, Trust Systems, Bank of America, 1981 to 1987; Vice President, Director, Systems Planning and Development, Connecticut National Bank, 1975 to 1981; Systems Development Officer, Trust and Investment Systems, Connecticut National Bank, 1969 to 1975; Attended Stonier School of Banking at Rutgers; Graduated with B.A. in Economics from Trinity College; Member of the following industry associations: FPA, CAMB, NAMB, CMA, RITA and the Savings Coalition of America; Contact Information: 415-274-5608; tom.anderson@pensco.com.
	Chris Radich Vice President & Chief Financial Officer Vice President, Chief Financial Officer of PENSCO Trust Company, 2002 to present; Corporate Controller of PENSCO, Inc., 2001 to 2002; Financial Analyst, RCM Capital Management, 2000; Various management positions in Bank of America's Finance Group, 1986 to 1999; Ernst & Young, LLP, 1981 to 1985; Graduated with B.S. in Business Economics from the University of California Santa Barbara; Certified Public Accountant; Contact Information: 415-274-5600, ext 5604; chris.radich@pensco.com.
	James T. Herold Vice President, Operations Manager Vice President, Operations Manager of PENSCO Trust Company, 2006 to present; President, Extent Consulting Inc., 2004 to 2006; Director of Commercial Credit Operations, Fremont Bank, 2003 to 2004; Senior Vice President, Bank of America, 1997 to 2003; Vice President, Bank of America, 1992 to 1997; Graduated with a Masters in Business Administration from the University of Southern California; Graduated with a B.A. in Communication from California State University at Los Angeles; Contact Information: 415-274-5600, ext. 5651; james.herold@pensco.com.
	Dave Dean Vice President, Information Technology Vice President, Information Technology of PENSCO Trust Company, 2006 to present; Vice President, Operations Manager of PENSCO Trust Company, 2004 to 2006; Manager, IT Projects, Gateway Bank, 2003 to 2004; First Vice President, Bay View Bank, Department Manager, Deposit Operations and IT Projects, 1997 to 2003; Vice President, Union Bank of California, Department Manager, IT Projects, 1990 to 1997; Various management positions at Union Bank of California, 1980 to 1990; Graduate Studies at Chapman College, San Diego, CA; Graduated with B.A. in Management and Economics from Sonoma State University; Contact Information: 415-274-5600, ext. 5633; dave.dean@pensco.com.
	Marge Chapman Vice President, Compliance Officer Vice President, Compliance Officer, PENSCO Trust Company, 2006 to present; Regional Vice President, Wealth Management Group, California Bank & Trust, 2001 to 2006; Vice President, Director of Fiduciary Services, California Bank & Trust, 1999 to 2001; Compliance Officer, Private Bank, Bank of America, 1990 to 1999; Estate Planning with various law firms in the San Francisco Bay Area; 1980 to 1990; B.A., University of Nebraska; JD, LaSalle University Law; Contact Information: 415-274-5600, ext. 5653; marge.chapman@pensco.com.
	Jeanny Lo Vice President, Real Estate Investments Vice President, Real Estate Investments of PENSCO Trust Company, 2004 to present; Various management positions in all phases of real estate and lending operations since 1984; Credit Underwriting Manager, First Republic Bank; Senior Credit Officer, CALFED (California Federal Bank); Assistant Vice President, Credit Team Leader, Far East National Bank; Senior Regional Underwriter at MGIC (Mortgage Guaranty Insurance Corporation); A member of APMW (Association of Professional Mortgage Women); Graduated with M.B.A. from Golden Gate University; Graduated with B.S. from San Francisco State University; Contact Information: 415-274-5600, ext 5607; jeanny.lo@pensco.com.
	Denise M. Maryland Vice President, Client Services Manager Vice President, Client Services Manager of PENSCO Trust Company, 2004 to present; Vice President, Operations Manager of PENSCO Trust Company, 1991 to 2004; Operations Officer of Equities Financial Company, 1988 to 1991; Senior IRA processor, IER, Inc., 1986 to 1988; Head IRA Administrator and Bookkeeper at First Interstate Bank; Graduated from Baymart Business College; Contact Information: 415-395-5740; denise.maryland@pensco.com.
	Jim Weinberg Vice President, Private Placements Vice President Private Placements of PENSCO Trust Company, 2007 to present; Assistant Vice President Private Placements of PENSCO Trust, 2003 to 2007; OJS Branch Operations Manager at Raymond James, DBA Client Preservation, 2000 to 2001; IRA and Annuity brokerage operations at Bank of America Investment Services, 1992 to 1999; Pension Consultant, JND Pension Consultants and Actuaries, 1990 to 1991; Chief Operations Officer, Wesco Securities, Inc. and Nationwide Funding, Inc., 1982 to 1989; B.A. in English, San Francisco State University; Contact Information: 415-274-5600, ext 5601; jim.weinberg@pensco.com.
	Helen Yee Controller Controller, PENSCO Trust Company, 2007 to present; Accounting Manager, PENSCO Trust Company, 2002 to 2007; General Ledger Supervisor, Dresdner RCM Global Investors LLC, 1999 to 2002; Accounting Manager, Ophthalmic Mutual Insurance Company, 1994 to 1999; Contract Financial Management Consultant, Arthur Andersen, 1991 to 1993; Senior Auditor, Arthur Andersen, 1988 to 1991; Certified Public Accountant; Graduated with B.S. in Accounting from Golden Gate University. Contact Information: 415-274-5600, ext. 5621; helen.yee@pensco.com
	Benjamin Strub Treasurer Treasurer, PENSCO Trust Company, 2007 to present; Manager, Corporate Finance and Treasury, Central Garden & Pet, 2006 to 2007; Account Manager, Structured Finance, Pacific & Western Bank of Canada, 2004 to 2006; Corporate Risk Officer, Pacific & Western Bank of Canada, 2003 to 2004; Senior Investment Accountant, State Street Bank, 1997 to 2000; Chartered Financial Analyst; M.B.A., Finance, University of Western Ontario; B.A., Economics, University of Toronto; Contact Information: 415-274-5600, ext. 5652; benjamin.strub@pensco.com.
	Heather Anderson Director of Education Director of Education, PENSCO Trust Company, 2007 to present; Senior Marketing Manager, PENSCO Trust Company, 2004 to 2007; Sales Manager, PENSCO Trust Company, 2002 to 2004; Accounts Receivable Manager, PENSCO Trust Company, 2001 to 2002; Client Services, PENSCO Trust Company, 1999 to 2001; Graduated Phi Beta Kappa from UC Davis with a B.A. in German Literature, translation emphasis; Contact Information: 415-274-5600, ext. 5617; heather.anderson@pensco.com.
	Edward K. Jamgotchian Assistant Vice President, IT Project Manager Assistant Vice President, IT Project Manager of PENSCO Trust Company, 2006 to present; Assistant Vice President, Operations Section Manager of PENSCO Trust Company, 2005 to 2006; Vice President, Wealth and Investment Management, Bank of America, including various other management positions within Consumer and Retail Operations, 1992 to 2004; Director of Operations, Lockheed Information Management Services, 1990 to 1991; Assistant Vice President, Operations Manager, Bank of America Retail Operations, 1986 to 1989; Graduated with M.B.A. in International Business, Marketing from California State University, Los Angeles; Graduated with B.S. in Business Administration, Management from California State University, Los Angeles; Contact Information: 415-274-5600, ext 5643; edward.jamgotchian@pensco.com.
	Bob Chin Assistant Vice President, Operations Section Manager Operations Section Manager, PENSCO Trust Company, 2007 to present; Bank Operations Manager, Pacific National Bank, 2006 to 2007; Cash Vault General Ledger Manager Nationwide, Wells Fargo Bank, 2003 to 2006; Financial Consultant, Wells Fargo Bank, 2002 to 2003; Vice President, Group Operations Manager Bank of America, 2000 to 2002; Vice President, Finance and Project Management Bank of America Operations, 1992 to 2000; Assistant Vice President, Manager of General Ledger, Bank of America, Travelers Check Division, 1984 to 1992; Graduated with a B.A. in Accounting from San Francisco State University; Contact Information: 415-274-5600, ext. 5654; bob.chin@pensco.com.
	Armando Quintero Assistant Vice President, Operations Section Manager Assistant Vice President, Operations Section Manager of PENSCO Trust Company, 2005 to present; Team Leader, Account Reconcilement Operations, Union Bank of California, 2004 to 2005; Various Management, Risk Control and Project Analysis roles in commercial and retail banking operations, Bank of America, 1992 to 2004; Attended California State University Hayward majoring in Accounting and Business Management; Contact Information: 415-274-5600, ext 5614; armando.quintero@pensco.com.
	Michael P. Scott Vice President, Director of Business Development Vice President, Director of Business Development, 2008 to present; Vice President, National Sales Director, 2005 to present; Vice President, New Hampshire Operations of PENSCO Trust Company, 2001 to 2005; CEO, Founder of Iron Horse Management, LLC, 1997 to 2001; CEO, Founder of MPS, Incorporated, 1988 to 1997; Controller, Freedom Drug, Inc., 1979 to 1988; Chief Accountant, RockResorts Properties, 1974 to 1979; Attended New Hampshire College - Majoring in Accounting / Business Management; Contact Information: 603-433-2626; michael.scott@pensco.com.
	Kathy Holcomb Business Development Officer - West Coast Business Development Officer, West Coast, PENSCO Trust Company, 2005 to present; Business Marketing Executive, San Francisco Chronicle , Real Estate Division, 2004 to 2005; Northern California Marketing Manager, Travel Coupon Guide, Prime Media Corp., 1999 to 2004; District Marketing Manager, Krueger International, Commercial Division, 1998 to 1999; National Hospitality Marketing Director, Bytheway�s Mfg., 1993 to 1998; President, CEO, Founder of Chic Classiques, International Import & Design, 1983 to 1993; Transamerica Airline, International Flight Attendant, 1973 to 1983; Graduated with B.A. Mass Communications & Advertising from San Jose State University; Contact Information: 415-274-5600, ext. 5659; kathy.holcomb@pensco.com.
	Rob Spalding Business Development Officer Business Development Officer, PENSCO Trust Company, 2008 to present; Business Development Center Manager, PENSCO Trust Company, 2006 to present; National Sales Manager, maax, inc., 2005 to 2006; Outside Sales Representative, Boathouse Sports, 2002 to 2005; Asst. Operations Manager, Icelandic Design, 2000 to 2002; B.A., Hobart College; Contact Information: 603-433-2626, ext 5707; rob.spalding@pensco.com.